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Fall Into Membership. Fall Into Rewards.

FALL INTO MEMBERSHIP. FALL INTO REWARDS. MEMBER & REFERRAL SWEEPSTAKES

This fall, there are two ways to be part of something rewarding at Skyline Financial Federal Credit Union. Eligible individuals who establish a new Skyline membership, and eligible members who refer a friend, family member, or other eligible non-member who establishes a new membership, may receive an entry in the Fall Into Membership. Fall Into Rewards. Member & Referral Sweepstakes.

Promotion Period: September 1, 2026 at 12:00 a.m. Eastern Time through October 31, 2026 at 11:59 p.m. Eastern Time.

PRIZES

  • Three (3) $50 prizes in the New Member Prize Pool.
  • Three (3) $50 prizes in the Referring Member Prize Pool.
  • Six (6) total prizes. Total Approximate Retail Value (ARV): $300.

FOR NEW MEMBERS

An eligible individual receives one (1) entry in the New Member Prize Pool by opening a new Skyline membership during the Promotion Period, making the required $25 opening deposit, enrolling in Online Banking, and maintaining the membership in good standing through November 1, 2026.

FOR REFERRING MEMBERS

An eligible Skyline member receives one (1) entry in the Referring Member Prize Pool when a referred friend, family member, or other eligible non-member establishes a new Skyline membership during the Promotion Period and all referral requirements are satisfied.

  1. Email your referral to memberservice@skylineffcu.com.
  2. Include your full name and the referred individual’s full name and contact information (phone number, email address, or both).
  3. Make sure Skyline receives the referral email no later than the date the referred individual establishes the new membership.

Referral emails received after the new membership is established will not qualify for referral credit. Only one referring member may receive credit for each new member.

CAN A NEW MEMBER ALSO REFER SOMEONE?

Yes. A participant who independently qualifies in both categories may receive one (1) entry in the New Member Prize Pool and one (1) entry in the Referring Member Prize Pool. Participants are limited to one entry per prize pool.

WHO CAN JOIN SKYLINE?

Membership is open to persons who live, worship, work or regularly conduct business in, or attend school in, and businesses and other legal entities located in New Haven County, Litchfield County, or Fairfield County, Connecticut.

FREE ALTERNATE METHOD OF ENTRY

No purchase, deposit, account opening, loan application, or membership is necessary to enter or win. A free mail-in Alternate Method of Entry is available for the New Member Prize Pool. See the Official Rules for complete eligibility, entry, deadline, and prize details.

Official Rules:

NO PURCHASE, DEPOSIT, ACCOUNT OPENING, LOAN APPLICATION, OR CREDIT UNION MEMBERSHIP NECESSARY TO ENTER OR WIN. A PURCHASE, DEPOSIT, ACCOUNT OPENING, LOAN APPLICATION, OR MEMBERSHIP WILL NOT IMPROVE YOUR CHANCES OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW.

1. SPONSOR 

The Fall Into Membership. Fall Into Rewards. Member & Referral Sweepstakes (the “Sweepstakes”) is sponsored by Skyline Financial Federal Credit Union, 3528 East Main Street, Suite 1, Waterbury, CT 06705 (“Sponsor”). Skyline Financial Federal Credit Union is federally insured by the National Credit Union Administration. 

2. PROMOTION PERIOD 

The Sweepstakes begins at 12:00 a.m. Eastern Time on September 1, 2026 and ends at 11:59 p.m. Eastern Time on October 31, 2026 (the “Promotion Period”). Sponsor’s records are the official timekeeping device for the Sweepstakes. 

3. ELIGIBILITY 

The Sweepstakes is open to legal residents of Connecticut who are at least eighteen (18) years old at the time of entry and who satisfy the requirements of the applicable entry method and prize pool. New Member Prize Pool entrants using the new-membership method must be eligible for Skyline membership. Referring Member Prize Pool entrants must be Skyline members in good standing when the qualifying referral is made and through the drawing date. Employees, officers, directors, volunteers, and supervisory committee members of Sponsor, their immediate family members, and persons residing in the same household are not eligible. Void where prohibited or restricted by law. 

4. HOW TO ENTER 

A. NEW MEMBER ENTRY 

An eligible individual receives one (1) entry in the New Member Prize Pool by completing all of the following during the Promotion Period: 

Establish a new Skyline Financial FCU membership; 

Make the required opening deposit of $25; 

Enroll in Online Banking; and 

Maintain the membership in good standing through November 1, 2026. 

B. REFERRING MEMBER ENTRY 

An eligible Skyline member receives one (1) entry in the Referring Member Prize Pool when all of the following occur: 

The member refers a friend, family member, or other eligible non-member; 

The referred individual establishes a new Skyline membership during the Promotion Period; 

A complete referral email is received at memberservice@skylineffcu.com no later than the date the referred individual establishes the new membership. The email must include the referring member’s full name, the referred individual’s full name, and contact information for the referred individual (phone number, email address, or both); and 

The referred membership remains open and in good standing through November 1, 2026. 

Referral emails received after the new membership is established are not eligible for referral credit. Only one Referring Member may receive credit for each New Member. If more than one person claims the same referral, the first complete and otherwise eligible referral email received by Sponsor will control, subject to Sponsor’s verification and final determination. 

C. ALTERNATE METHOD OF ENTRY (AMOE) 

To enter the New Member Prize Pool without opening a membership, making a deposit, enrolling in Online Banking, making a referral, or establishing any financial relationship with Sponsor, hand-print your full name, mailing address, telephone number, email address, and date of birth on a 3-inch by 5-inch card and mail it in a stamped envelope to: 

Skyline Financial Federal Credit Union 
Attn: Fall Into Membership Sweepstakes 
3528 East Main Street, Suite 1 
Waterbury, CT 06705 

Mail-in entries must be postmarked by October 31, 2026 and received by November 5, 2026. Each eligible AMOE entry will receive one (1) entry in the New Member Prize Pool and will be treated equally to other entries in that prize pool. Limit one (1) AMOE entry per person. Mechanically reproduced, incomplete, illegible, late, misdirected, or postage-due entries are void. 

5. ENTRY LIMITS AND DUAL ELIGIBILITY 

Participants are limited to one (1) entry in the New Member Prize Pool and one (1) entry in the Referring Member Prize Pool. A participant may receive one entry in each prize pool if the participant independently satisfies the requirements for both entry categories. Multiple successful referrals do not result in additional entries in the Referring Member Prize Pool. A participant who enters the New Member Prize Pool through the new-membership method may not receive an additional AMOE entry in that same pool. 

6. NO PURCHASE OR MEMBERSHIP REQUIRED 

No purchase, deposit, account opening, loan application, credit union membership, referral, or other financial relationship with Sponsor is required to enter or win. Participation in any Skyline product or service will not improve a participant’s chances of winning. 

7. PRIZES 

New Member Prize Pool: Three (3) prizes of $50 each. 

Referring Member Prize Pool: Three (3) prizes of $50 each. 

Approximate Retail Value of each prize: $50. Total ARV of all prizes: $300. 

At Sponsor’s discretion, a prize may be deposited into a winner’s Skyline FCU account or issued by Skyline FCU check. Prizes are non-transferable. No substitution is permitted except by Sponsor with a prize of equal or greater value if necessary. 

8. WINNER SELECTION AND ODDS 

On or before November 30, 2026, Sponsor will conduct two separate random drawings: one drawing to select three potential winners from all eligible entries received in the New Member Prize Pool and one drawing to select three potential winners from all eligible entries received in the Referring Member Prize Pool. Odds of winning depend on the number of eligible entries received in the applicable prize pool. 

9. WINNER NOTIFICATION AND VERIFICATION 

Potential winners may be notified by telephone, email, text message, or U.S. Mail using the information available to Sponsor. A potential winner must satisfy all eligibility and verification requirements before being declared a winner. If a potential winner cannot be contacted, fails to respond within five (5) calendar days, fails to claim the prize within ten (10) calendar days after eligibility verification, is determined ineligible, or fails to comply with these Official Rules, Sponsor may select an alternate potential winner from the applicable prize pool. 

10. TAXES 

Winners are solely responsible for all applicable federal, state, and local taxes and any other costs associated with accepting a prize. 

11. PUBLICITY 

Except where prohibited by law, acceptance of a prize constitutes permission for Sponsor to use the winner’s name, city of residence, likeness, photograph, voice, and statements for promotional purposes without additional compensation. 

12. RELEASE AND LIMITATION OF LIABILITY 

By participating, entrants agree to release and hold harmless Sponsor and its employees, officers, directors, volunteers, agents, and representatives from claims arising out of participation in the Sweepstakes or acceptance, possession, use, or misuse of a prize, except to the extent prohibited by law. 

13. GENERAL CONDITIONS 

Sponsor reserves the right, in its sole discretion and subject to applicable law, to disqualify any entrant who tampers with the entry process or violates these Official Rules, and to cancel, suspend, or modify the Sweepstakes if fraud, technical failures, regulatory requirements, or other circumstances beyond Sponsor’s reasonable control impair the integrity or proper operation of the Sweepstakes. Sponsor’s decisions regarding administration, eligibility, and winner selection are final. 

14. PRIVACY 

Information collected in connection with the Sweepstakes will be used to administer the promotion and will be handled in accordance with Skyline Financial FCU’s Privacy Policy. Entrants should not include account numbers, Social Security numbers, passwords, or other sensitive financial information in the referral email. 

15. GOVERNING LAW 

The Sweepstakes and these Official Rules are governed by the laws of the State of Connecticut, without regard to conflict-of-law principles, subject to applicable federal law. 

16. WINNER LIST 

For a winner list, send a self-addressed, stamped envelope within sixty (60) days following the date the winner drawing is conducted to: Skyline Financial Federal Credit Union, Attn: Fall Into Membership Sweepstakes Winner List Request, 3528 East Main Street, Suite 1, Waterbury, CT 06705.