Rates effective 3/17/2023
Regular Accounts
Regular Accounts |
Rate |
APY* |
Minimum |
Regular Shares |
0.003% |
0.003% |
$100.00 |
IRA Shares |
0.005% |
0.005% |
$100.00 |
Share Drafts |
0.000% |
0.000% |
N/A |
Sub Accounts |
0.003% |
0.003% |
$100.00 |
Club Accounts |
0.003% |
0.003% |
$100.00 |
IRA Certificates
Term |
Rate |
APY* |
Minimum |
6 Months |
0.15% |
0.15% |
$500.00 |
1 Year |
0.25% |
0.25% |
$500.00 |
2 Years |
0.40% |
0.40% |
$500.00 |
3 Years |
0.50% |
0.50% |
$500.00 |
Share Certificates
Term |
Rate |
APY* |
Minimum |
6 Months |
0.15% |
0.15% |
$500.00 |
1 Year |
0.25% |
0.25% |
$500.00 |
18 Months |
0.30% |
0.30% |
$500.00 |
2 Years |
0.40% |
0.40% |
$500.00 |
3 Years |
0.50% |
0.50% |
$500.00 |
Personal Loans
Terms: |
36 Months |
48 Months |
60 Months |
Personal Loans |
7.00% |
9.00% |
9.00% |
Personal Co-Signer |
9.00% |
10.00% |
10.00% |
Auto & Camper Loans
Terms: |
36 Months |
48 Months |
60 Months |
72
Months |
84 Months |
New Auto |
2.39% |
4.00% |
4.25% |
4.75% |
7.25%
|
Used Auto 2018 to 2022
|
3.49%
|
4.75% |
5.15% |
6.75% |
8.25% |
Used Auto 2017-Older |
4.50% |
6.50% |
6.75% |
|
Camper 2018 and Newer
|
|
7.00% |
7.00% |
|
8.00% |
Motorcycle, ATV, 4-Wheeler, & Jetski Loans
Terms: |
36 Months |
48 Months |
60 Months |
2018 to New |
7.50% |
7.50% |
7.50% |
2017 and Older |
|
UCC1 / Boats (New Boats Only)
Terms: |
36 Months |
48 Months |
60 Months |
72 Months |
84 Months |
Current |
8.00% |
9.00% |
9.00% |
11.50% |
16.50% |
Share Secured
Terms: |
6 Months |
12 Months |
18 Months |
24 Months |
36 Months |
Share Secured |
3.00% |
4.00% |
4.50% |
5.00% |
5.50% |
|
Member Business Loans
Terms: |
60 Months |
120 Months |
180 Months |
360 Months |
Member Business Loan |
7.00% |
8.00% |
9.00% |
10.00%
|
|
Mortgages
Terms: |
120 Months |
180 Months |
360 Months |
Term |
1st Mortgage |
6.00% |
7.00% |
7.35% |
Up to 30 Years |
2nd Mortgage |
8.50%% |
9.50% |
10.00% |
Up to 15 Years |
HELOC |
Variable Rate. Equivellent to Prime Rate as published in the Wall Street Journal. |