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Rates - Skyline Financial Federal Credit Union

Rates effective 11/14/2022

Regular Accounts
Regular Accounts Rate APY* Minimum
Regular Shares 0.03% 0.03% $100.00
IRA Shares 0.05% 0.05% $100.00
Share Drafts 0.00% 0.00% N/A
Sub Accounts 0.03% 0.03% $100.00
Club Accounts 0.03% 0.03% $100.00
IRA Certificates
Term Rate APY* Minimum
6 Months 0.15% 0.15% $500.00
1 Year 0.25% 0.25% $500.00
2 Years 0.40% 0.40% $500.00
3 Years 0.50% 0.50% $500.00
Share Certificates
Term Rate APY* Minimum
6 Months 0.15% 0.15% $500.00
1 Year 0.25% 0.25% $500.00
18 Months 0.30% 0.30% $500.00
2 Years 0.40% 0.40% $500.00
3 Years 0.50% 0.50% $500.00

Dividend Rates stated are as of date indicated. Regular Share, Share Draft, Club, and IRA Regular Share are the declared rate for 6/27/2022. All rates subject to change. Next share dividend declaration date is September 30, 2022 and share dividends may change at that time. Certificate rates are subject to change at any time. Certificate early withdrawal penalty is 90 days of interest.

*APR = Annual Percentage Rate, APY = Annual Percentage Yield

 

All loan rates are lowest available rate for  loan types. Rates are based on credit history and qualification, restrictions apply. For vehicles: "New" means a vehicle that has not been registered.  All rates subject to change without notice. Existing Skyline Financial FCU loans do not qualify for refinancing. 

Personal Loans
Type Rate APR*
Personal Loans as low as 7.00% 7.00%
Personal Co-Signer Loans as low as 13.00% 13.00%
Auto Loans
Type Rate APR*
New (Current Model Year) as low as 2.39% 2.49%

Used 2018-2021

Used 2017 and Older:

as low as 3.49%

as low as 4.50%

3.49%

4.50%

Motorcycle and Recreational Vehicle Loans
Type Rate APR*
New (Current Model Year) as low as 5.99% 5.99%
Used (Any Model Year) as low as 5.99% 5.99%

 

UCC1 / Boat
Type Rate APR* Term
Current as low as 5.99% 5.99% Up to 60 Months
Share Secured
Type Rate APR* Term
Share Secured 5.00% Over Current 5.00% Up to 60 Months
Member Business Loans
Type Rate APR* Minimum Term
Member Business Loan 5.99% 5.99% $35,000

Up to 360 Months Terms Available if lien on real esate.

Rates and terms may vary.

Current rate is shortest term at lowest available rate based on A credit. Rates are based on history and qualification, restrictions apply. 

Mortgages
Type Rate APR* Maximum Term
1st Mortgage 7.99% 7.99% $400,000 Up to 30 Years
2nd Mortgage 7.99% 7.99% $90,000 Up to 15 Years
HELOC 4.00% 4.00% Currently  

 

All loan rates are lowest available rate for loan types. Rates are based on credit history and qualification, restrictions apply. For vehicles: "New" means a vehicle that has not been registered.  All rates subject to change without notice. Existing Skyline Financial FCU loans do not qualify for refinancing.