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Loan Application Disclosure

Updated: December 2021

By clicking on the "I Agree" button, you promise that everything you submit on the following application is correct to the best of your knowledge and that the information in the "Financial Information" section is a complete listing of what you owe. If there are any important changes you will notify us in writing immediately.

You authorize the Skyline Financial Federal Credit Union to obtain credit reports in extension, or collection of the credit received. You understand that the Skyline Financial Federal Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you.

It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state-chartered credit unions insured by NCUA.

In order to process your loan request, Skyline Financial Federal Credit Union may need additional documentation such as:

  • Paycheck Stubs or other documentation to verify income claimed.
  • Proof of ownership- An auto title if you are borrowing against your equity in an auto, or a deed if borrowing against the equity you have in real-estate owned by yourself or your co-signer.
  • Proof of Insurance (an insurance binder will be required prior to funding your loan) where applicable.
  • Documentation to support payoff of any derogatory (collections) item on your credit report.