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Service Fees

Effective 3/1/2024:

Share Value
Share Value PAR
Par Value of one share $25.00
Draft and ACH Accounts
Service Fee
Stop Payment (ACH, Check, Official Check) $25.00
Bill Pay Stop Payment / Online Stop Payment $25.00
Draft Copy $25.00

Overdraft Fee: Non-Sufficient Funds (NSF)
 

An NSF service charge is assessed each time an item is presented against insufficient funds. The payee (or the payee's institution) may re-present a previously returned item. Each presentment against insufficient funds will result in a separate service charge. 

$30.00

 

See Disclosure for more details. 

Return Check $10.00
Official Checks / Money Orders $3.00 Each
Dormant / Inactive $10.00 Per Month
ATM / Visa Debit Card
Service Fee
Replacement Debit Card $10.00
Point of Sale: Non-Sufficient Funds (NSF) $30.00
ATM Non-Sufficient Funds (NSF) $30.00

International Transaction Fee

This fee applies to any debit card transaction made at a location in a foreign country, or payable to a merchant located in a foreign country even if you initiate the transaction from withing the United States. 

1.00% of transaction amount.

See Disclosure for details. 

 

VISA Credit Card
Service  Fee
Late Payment $35.00
Returned Check $25.00
Replacement Card $10.00
Vehicle / Motorcycle / RV Loan
Service Fee
Lien Registration Filing $55.00
UCC1 Filing VARIABLE | PASS-Through
Real Estate
Service Fee
Release VARIABLE | PASS-Through
HELOC Advance $0.00
Mtg. Verification $25.00
Mtg. Origination $750.00
Mtg. Appraisal - 1st

VARIABLE | PASS-Through

Real Estate Loan Late Fee 5% of Payment Amount, minimum fee of $30.00.
Domestic Wire Transfers
Service Fee
Outgoing Wire Fee $20.00
Incoming Wire Fee $20.00
International Wire Transfers
Service Fee
Outgoing Wire Fee $35.00
Incoming Wire Fee $35.00
Miscellaneous Fees
Service Fee

Printed History:

     1-3 months

     4 months or more

 

No Charge

$15 per hour of research.

Account Reconciliation $25.00 / Hour
Account Closed with 90 Day of Opening $5.00

Notary for Members

Notary for Non-Members

Free

$5.00

Levy / Garnishment $50.00
Execution / Attachment $50.00
Escheat Processing $25.00
Return Mail (per item) $5.00
MessagePay Service Fee $10.00
Monthly Bill Pay Service Fee $4.00
IRA / HSA Transfer Fee $30.00

Paper Statement Fee

Fee wiaved for Members under 18 and over 55.

$3.00 (per paper cycle)

 

Effective Until 2/28/2024

Share Value
Share Value PAR
Par Value of one share $25.00
Draft and ACH Accounts
Service Fee
Stop Payment (ACH, Check, Official Check) $25.00
Bill Pay Stop Payment / Online Stop Payment $25.00
Draft Copy No Charge
Overdraft Fee: Non-Sufficient Funds (NSF) $10.00
Return Check $10.00
Official Checks / Money Orders $3.00 Each
Dormant / Inactive $10.00 Per Month
Courtesy Pay $10.00
ATM / Visa Debit Card
Service Fee
Replacement Debit Card $10.00
Point of Sale: Non-Sufficient Funds (NSF) $10.00
ATM Non-Sufficient Funds (NSF) $10.00
VISA Credit Card and All Loans
Service  Fee
Late Payment $35.00
Returned Check $25.00
Replacement Card One Replacement Free Per Year, $10 each occurrence thereafter.

Skip-A-Pay

Skip-A-Pay is not available for all loan types. All Skip-A-Pay requests are approved on a case-by-case basis. Fee is only applied if Skip-A-Pay is approved. 

$35.00 
Vehicle / Motorcycle / RV Loan
Service Fee
Lien Registration Filing $55.00
UCC1 Filing $60.00
Mortgage
Service Fee
Release $50.00
HELOC Advance No Charge
Mtg. Verification $25.00
Mtg. Origination $750.00
Mtg. Appraisal - 1st Variable - Pass through from Appraising Company
Domestic Wire Transfers
Service Fee
Outgoing Wire Fee $20.00
Incoming Wire Fee $20.00
International Wire Transfers
Service Fee
Outgoing Wire Fee $35.00
Incoming Wire Fee $35.00
Miscellaneous Fees
Service Fee
Printed History 1-3 Months No Charge
Printed History 4 Months & More $15.00 per research hour
Account Reconciliation No Charge, but appointment required.

Account Closure 

If account is closed within 90 days of account opening. 

$5.00 
Notary No Charge
Levy / Garnishment $50.00
Execution / Attachment $50.00
Escheat Processing $25.00
Return Mail $5.00