24-Hour ATM

Access to your money at our FEE FREE ATM LOCATED at:

3528 East Main St.
Waterbury, CT 06705

At our ATM you will have:

  • Unlimited ATM transactions
  • Fee Free withdrawals
  • Use of a safe & secure ATM

24-Hour Telephone Teller

Our 24-hour automated telephone teller enables you to access your accounts from any touch­tone phone. All you need is your member account number and a PIN. With our Telephone Teller you will be able to:

  • Obtain balances on all share & loan accounts
  • Transfer funds
  • Verify withdrawals & deposits
  • Make loans payments
  • Check current rates

Payroll Deduction & Direct Deposit

Safely and conveniently deposit your paycheck or government check with Direct Deposit. Direct Deposit allows members to authorize their employer or the government to directly deposit into your SFFCU account. You can also split up your deposit any way that you want! with Payroll Deduction or Direct Deposit you will:

  • Have your money promptly deposited
  • Receive your deposits in a timely fashion
  • Know that your deposit is safe & reliable

Club Accounts

Skyline Financial offers two types of Club Accounts: Holiday and Vacation. Our Holiday Club Account allows you to enjoy the holiday season without the added financial stress. Our Vacation Club Account allows you to put money away for that dream vacation! Benefits of Club Accounts are:

  • No minimum balance
  • Access to the funds at any time during the year


Purchasing a home is one of the biggest decisions that you may ever have to make. There are so many questions that you will have and you will need some advice from a lender you can trust. Skyline Financial has highly qualified mortgage specialist that are here for you. Highlights of our Mortgage Program are:

  • Rates are fixed.
  • Mortgage are not sold to the secondary market
  • Escrow is an option

Apply Now

Consumer Loans

At SFFCU we understand that from time to time, unexpected situations come up such as an auto repair or replacing that old water heater. Our Personal Loans allow you to borrow without any collateral. Borrow up to $10,000 depending on your credit score. Borrow for:

  • Home Improvement
  • Education Expenses
  • Weddings
  • Insurance Costs
  • Debt Consolidation

Apply Now

Vehicle Loans

Are you looking to purchase a new or used vehicle? Perhaps you are looking to lower your payment on your current car loan. Skyline Financial has an auto loan to fit your needs and, more importantly, fit your budget. We offer:

  • New and Used Auto Loans
  • Auto Refinancing
  • Low Rates
  • Flexible Terms
  • Up to 125% Financing > maximum loan-to-value is based on borrowers credit score
  • Up to 84 months

Apply Now

Visa Credit Cards

SFFCU is now issuing a credit card product that offers competitive pricing combined with a full array of benefits. These benefits include:

  • Online & Telephone Teller payment options
  • Low fixed rates
  • 25 day grace period
  • A credit line of up to $10,000
  • Online account management
  • Monitoring suspicious activity

Debit Cards

A Skyline Financial Visa Debit Card works just like writing a check and can be used at any merchant that accepts Visa. When you use your Visa Debit Card to make a purchase, that amount is debited from your checking account. You can also use your card at any ATM to get cash. Your Credit Union Debit Card will allow:

  • Point of Sale Purchases
  • Cash withdrawals
  • No need to carry cash

Apply Now

Wire Transfers

Skyline Financial offers both domestic and international inbound and outbound wire services. Incoming wire transfers allow funds from another financial institution to be deposited to your SFFCU account. Please contact our Wire Department for instructions. For outgoing wires, you will need the following information:

  • The receiving institutions full name and address
  • The receiving institutions ABA/Transit & Routing Number
  • Name & address of the person receiving the wired funds
  • Receiving individuals account number
  • For international wires, name and address with an IBAN or Swift Code