RATES EFFECTIVE  9/3/2020
REGULAR ACCOUNTS   RATE   APY*    
Regular Shares   0.03%   0.03% $100.00 Minimum
IRA Shares   0.05%   0.05% $100.00 Minimum  
Share Drafts   0.00%   0.00%    
Sub Accounts   0.03%   0.03% $100.00 Minimum
Club Accounts   0.03%   0.03% $100.00 Minimum  
IRA CERTIFICATES   RATE   APY*    
6 Months   0.15%   0.15% $500.00 Minimum  
1 Year   0.25%   0.25% $500.00 Minimum  
2 Years   0.40%   0.40% $500.00 Minimum  
3 Years   0.50%   0.50% $500.00 Minimum  
SHARE CERTIFICATES   RATE   APY*    
6 Months   0.15%   015% $500.00 Minimum  
1 Year   0.25%   0.25% $500.00 Minimum  
18 Months   0.30%   0.30% $500.00 Minimum  
2 Years   0.40%   0.40% $500.00 Minimum  
3 Years   0.50%   0.50% $500.00 Minimum  
PERSONAL LOANS   RATE   APR*    
Personal Loans as low as 7.00%   7.00%    
Personal Co-Signer Loans as low as 13.00%   13.00%    
AUTO LOANS   RATE   APR*    

New (Current Model Year)

Used 2015-2020

as low as

as low as

2.99%

3.49%

  

2.99%

3.49%

    
UCC1   RATE   APR*    
Current Special  as low as 5.99%   5.99% Up To 60 Months
SHARE SECURED   RATE   APR*    
    5.00% Over Current 5.00% Up To 60 Months
JUMBO SECURED   RATE   APR*    
    7.00% $35K Min 7.00% Up to 180 Months
MORTGAGES   RATE   APR*    
1st Mortgage   3.25% $400K Max 3.25% Up to 30 Years
2nd Mortgage   4.50% $90K Max 4.50% Up to 15 Years
HELOC Variable 4.00% Currently 4.00%    

NOTE:  Certificate early withdrawal penalty 90 day interest.